Insurance
Public liability insurance is not mandatory for ‘Get in the Picture’ events. The risks of a member of the public sustaining injury at your event are likely to be very low, however, it is good practice to ensure that you are covered and you are strongly advised to speak to your Church insurance company or broker before your first event. Your local authority or land owner may require public liability cover as a condition of their permission.
Most churches will already have public liability insurance in place and you will simply need to inform your insurance company of the nature of the event and check that you have adequate cover. You may be required to conduct a risk assessment and you should ask for guidance from your insurer. The Baptist Union Corporation has published Health and Safety guidelines that include advice on conducting a risk assessment – the relevant Guideline document is C7 which can be downloaded at: http://www.baptist.org.uk/resources/resource_downloads/190.pdf
Please note that if you are planning to run your event as a group of churches you will need to have separate group public liability insurance as individual church policies are unlikely to provide cover. If it is an established ecumenical group you may already have cover – again you are strongly advised to speak to your group’s insurer.
On a related note – please ensure that you check with your photographer that their equipment is insured for your event. Professionals will have their own cover but if you are planning to ask a volunteer to take your photographs they should be advised to check their relevant policies. Of course, similar considerations apply to any other valuable equipment such as laptop computers that you plan to use at your event.
